Rates & Fees
Using Fast Cash Advance Online to apply for a payday loan has never been easier. Completing our easy online loan application won’t cost you a thing, and there’s never an obligation to compare loan offers. We don’t provide our customers with lending services. Rather, we pre-approve your application and search our large database of the most reliable lenders to find those suited for your needs.
Your lender is required by law to disclose all information regarding rates and fees when you’re approved for a loan. Once you’ve read over the information, you’ll then be redirected to a page requiring your e-signature to accept the loan terms. The e-signature page also will include all the information about your loan including rates and fees being offered by the lender.
It’s always important to read through all the information provided by your lender before you agree to the terms of your loan. While you were approved for your loan, you are not under any obligation to accept these terms. If you feel the terms are acceptable and want to continue in your loan process, then just complete the e-signature page and wait as the money is directly deposited into your bank account within 24 hours.
Interest Rates will differ slightly depending on what the lender is offering. Rates are normally higher with cash advance loans. Bank loans have stricter requirements and can take weeks to approve a loan and provide your money, whereas lenders working with Fast Cash Advance Online will deliver your money within 24 hours. Another perk for choosing Fast Cash Advance Online — you won’t be charged any fees for using our service. To browse through potential lenders won’t cost you anything.
Full Disclosure — Before You Sign
As part of the Truth in Lending Act, our lenders are required to disclose all information regarding fees and interest rates before you sign the loan agreement. Don’t find the terms suitable? You don’t have to continue with the loan application; there’s no charge or obligation for applying.
The lender you’re matched with determines your loan fees and interest rates based on the information you provide in your application. It’s important to remember that the professionals at FastCashAdvanceOnline.com have no bearing on what loan fees and interest rates you incur.
Forget Credit Hassles
Many people believe that if you have a poor credit report then you could get hit with high interest rates for their cash advance loan. Since we don’t conduct credit checks, you won’t have to worry about your credit score affecting your interest rates and fees. You won’t even have to submit your credit score when applying at FastCashAdvanceOnline.com.
State Regulations
Different state laws and regulations determine interest rates and fees charged for your loan. Some states are trying to rein in the cash advance industry, which is why the terms of a cash advance loan could be better or worse, depending on which state you’re in.
It’s important to read the information regarding the State Laws & Regulations concerning rates and fees for cash advance loans in your state.